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Finance

Consider the cost of long term care insurance?

Illness can Dramatically impact a persons ability to achieve a specific financial goal. An aging society and health treatments and pharmaceuticals that extend life spans increase the likelihood that many people will enter long-term care facilities for extended period of time. Consider the cost of Long Term care Insurance? Is there a cost benefit to purchasing long term care insurance? Would your assets be completely protected by this insurance option? Are there specific considerations for individuals or couples?

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Finance

I need a great cover letter for operations analyst position – based on my cv and

I need a Great cover letter for Operations Analyst position – based on my CV and position details – (check attachment)

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Finance

Company name: alphabet

perform the analysis listed below:
Company Name: Alphabet
Symbol: GOOG
download the most recent 5 years of financial statements.
In your report make sure you discuss the following:
Company background: Name of company, Auditor, Industry, Market Capitalization, & name of Stock Exchange where the company is listed.
Company’s Activities & Competition: Briefly describe the company’s activities and history and include any major event(s) that took place in the last 3 years (major investments, mergers, spin-offs, new line of activity, stock issue, etc.). Name your company’s major competitor.
Industry trends: Anything noticeable in the company’s industry in recent years?
Ratio Analysis – going back 5 years: Your ratio analysis should include liquidity, asset management, profitability, and debt management ratios, as well as ratios related to the performance of the stock. Aside from analysing trends, you should compare your ratios with industry averages or, if not available, with the ratios of one of your company’s main competitors.
Performance & Financing: Analyze the company’s ROE and ROIC. parameters and determine the relative contribution of operational & financing activities.
Growth Analysis. Analyze the company’s growth over the last 5 years and explain how the company financed its growth, if any.
Conclusion and Recommendations: What are the financial strengths and weaknesses of your company? What changes, if any, would you recommend management should implement to improve its financial performance and condition?

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Finance

Year project a project b

(10-1) A project has an initial cost of $40,000, expected net cash inflows of $9,000 per year for 7 years, and a cost of capital of 11%. What is the project’s NPV? (Hint: Begin by constructing a timeline.)
(10-7) Your division is considering two investment projects, each of which requires an up-front expenditure of $15 million. You estimate that the investments will produce the following net cash flows:
Year Project A Project B
1 $5,000,000 $20,000,000
2 10,000,000 10,000,000
3 20,000,000 6,000,000
a. What are the two projects’ net present values, assuming the cost of capital is 5%? 10%? 15%?
(11-1) Investment Outlay Talbot Industries is considering launching a new product. The new manufacturing equipment will cost $17 million, and production and sales will require an initial $5 million investment in net operating working capital. The company’s tax rate is 25%.
a. What is the initial investment outlay?
b. The company spent and expensed $150,000 on research related to the new product last year. What is the initial investment outlay?
c. Rather than build a new manufacturing facility, the company plans to install the equipment in a building it owns but is not now using. The building could be sold for $1.5 million after taxes and real estate commissions. What is the initial investment outlay?
(11-2) Project Cash Flow The financial staff of Cairn Communications has identified the following information for the first year of the roll-out of its new proposed service:
Projected sales $18 million
Operating costs (not including depreciation) $9 million
Depreciation $4 million
Interest expense $3 million
The company faces a 25% tax rate. What is the project’s cash flow for the first year (t= 1)?
References:
Brigham, Eugene F.; Ehrhardt, Michael C.. Financial Management: Theory & Practice (MindTap Course List) (p. 486). Cengage Learning. Kindle Edition.

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Finance

Company background

Topic: Ball Arrow Space and Ball Alluminum -Compare and contrast the financial health of an investment grade company versus a company in financial distress. Your evaluation should include an in-depth financial statement analysis using data from the past five years. The blue chip company should be listed on a major U.S. stock market index like Dow Jones, SP 500, or Nasdaq, and the company in financial distress have available public financial data.
Your discussion and analysis of each company should include:
Company background
Industry outlook
Analysts’ forecasts
Revenue, price income trend analysis
Financial ratio analysis: Compute and analyze at least three ratios from each main category (i.e. liquidity ratios, asset management ratios, debt ratios, profitability ratios, and market ratios). Ensure to discuss the strengths and limitations of ratio analysis.
Altman’s Z-score calculation for at least three years and an in-depth analysis of the company’s probability of bankruptcy.
Discussion of any ethical concerns about this company and recommendations of what could be done to improve or promote ethical behavior.
Provide a buy/sell/hold recommendation to potential investors considering the economic outlook and the financial health of each company. Be sure to use logic and objective argument to support your decision. Must Include Excel spreadsheets with computations, using clearly-labeled separate worksheets for each analysis (i.e. ratio analysis, trend analysis, Altman’s Z-score, etc.); these spreadsheets should be embedded in the Word document as an Appendix after your analysis and explanations.
Include a minimum of four credible references.

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Finance

What are the 2-3 most important questions that you would ask management as a result of your analysis?

Read HBC ‘Assessing a Company’s Future Financial Health.’
Fill out the ratios in the case which are present from page 6. You will need to calculate the formulas/ratios as they will lead you to answer the required questions mentioned below.
Write a 4 – 5 page review of the plan answering the following:
1. What is your assessment of SciTronics in 2008 versus 2005?
2. Has SciTronics access to financial strength and access to finance improved or weakened over time?
3. What are the 2-3 most important questions that you would ask management as a result of your analysis? What additional (and reasonably available) information would be important if a sound analysis of SciTronics’ performance is to be made?
Answer questions with hard numbers/finances from the exhibit mentioned wherever necessary.
Please do not summarize the article, critical and strategic thinking is required to answer all questions. Please provide our understanding, thoughts and finances to answer and substantiate your thinking and review.

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Finance

Chose one headline that is of interest to you.

It is important to stay aware of current events affecting corporations across the world. For this discussion forum, scan periodicals, newspapers, and/or academic journals for a current national or international event that you feel has had the biggest effect on corporate finance this week; that you find most relevant to your specific area of interest; and/or that affects on your How the Market Works portfolio. There are several ways to find the news articles; however, you may access them through the Penn State Library at no cost. Be sure to browse through several sites before choosing the article to summarize.
Then complete your initial postby doing the following:
List the headline/title of your selected article
Link the article you find in the discussion
Summarize the article, emphasizing your analysis of its importance, relevance to, and effect upon corporation finance.
After completing your initial post:
Scan the headlines posted by your fellow students.
Chose one headline that is of interest to you.
Read the article AND the summary in the discussion post.
Share any additional insights that you may have related to that article.

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Finance

Also, ignore the half-year convention for this problem.)

Unit 6 Group Projects is based on Chapter 14
Answer questions in the following, and provide detailed calculations where needed.
Group project 6: Scenario Analysis (E, p538, #13-30)
Your firm, Agrico Products, is considering the purchase of a tractor that has a net cost of
$72,000, will increase pretax operating cash flows before taking account of depreciation effects
by $24,000 per year, and will be depreciated on a straight-line basis to $0 over five years at the
rate of $14,400 per year, beginning the first year. (Annual cash flows will be $24,000 before
taxes plus the tax savings that result from $14,400 of depreciation.) The board of directors is
having a heated debate about whether the tractor actually will last five years. Specifically, Joan
Lamm insists that she knows of some tractors have lasted only four years. Alan Grunewald
agrees with Lamm, but he argues that most tractors do provide five years of service. Judy Maese
says she has known some to last for as long as eight years.
Given this discussion, the board asks you to prepare a scenario analysis to ascertain the
importance of the uncertainty about the tractor’s life span. Assume a 40 percent marginal tax
rate, a $0 salvage value, and a required rate of return of 10 percent. (Hint: Here, straight line
depreciation is based on the MACRS class life of the tractor and is not affected by the actual life.
Also, ignore the half-year convention for this problem.)

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Finance

Identify the problem(s) concisely, using whatever case facts

The case write-up begins with a single-page executive summary which must be able to stand alone,
and provide a busy top-level decision-maker with a complete briefing of the problem, what course of action
to follow and a succinct description of why. Identify the problem(s) concisely, using whatever case facts
are necessary to show significance and/or priority

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Finance

List the headline/title of your selected article

It is important to stay aware of current events affecting corporations across the world. For this discussion forum, scan periodicals, newspapers, and/or academic journals for a current national or international event that you feel has had the biggest effect on corporate finance this week; that you find most relevant to your specific area of interest; and/or that affects on your How the Market Works portfolio. There are several ways to find the news articles; however, you may access them through the Penn State Library at no cost. Be sure to browse through several sites before choosing the article to summarize.
Then complete your initial postby doing the following:
List the headline/title of your selected article
Link the article you find in the discussion
Summarize the article, emphasizing your analysis of its importance, relevance to, and effect upon corporation finance.